pics. in a hot n humid day..

Ufff... ye garmi..!!

Global warming has started exhibiting its serious effects. The temperature of earth is varying significantly. The ice of both the poles is melting very fast and sea level is increasing.

We can observe its effects in weather. I used to like summer season a lot. But I no more like summer because of very high temperature. Only few years ago the summers were meant to enjoy holidays and to travel but in the temp. Of 45 – 47’ c. you cannot afford to go anywhere.

Summers are becoming hotter and winters more cool. Nature is behaving very strangely but its not her fault its only because of we all. We’ll have to make earth green in order to save it. Forests should be preserved and trees should be plant all over the world.

Situation in India is worse and is expected to get worst in coming years. Temp. is already above 45 and the hottest nine days of the year called “nautapa” have not started yet. Wind is warm at all 24 hrs of days; there is no relief even in night. Scorching sunlight has caused thousands of people to die.

The hot weather has made me restless I don’t know how to face this summer.

Rich dad poor dad - Summary

Hi... As one of my friend asked for a small summary of one of my favorite book 'Rich dad poor dad' .. here I go .. (apologize for delay clouds :) )...

1. Describes what a poor parent teaches their children about money as oppose to what rich parents teach their children about money.

2. Poor and middle class work for money. Rich have money work for them.

3. Financial literacy - Money without financial intelligence is money gone soon.

4. Buy assets and reduce liability...but hardest thing is to differentiate between asset and liability

5. Cash flow of rich and poor people (one of my favorite topics of the book)

Assets - Put money to your pocket e.g. share, business etc.
Liabilities - Takes money out of your pocket e.g. home (yes, he challenges the very notion of home being the greatest investment, car etc.)

How to increase the asset quadrant and reduce the liability quadrant -

6. Describes Power of taxes. How rich use taxes to their advantage -

Rich -- Earn -> Spend -> Pay Tax

Poor -- Earn -> Pay Tax -> Spend

(see the reversal in order of Pay tax and Spend)

7. Practical tips on how to begin and act.

The great thing about the book is that its not a 'get rich quick' book. It doesn't teach you any shortcut for getting rich, but it teaches you the financial wisdom which can help you increase your wealth.

A Tribute to GOD of Cricket

Sachin Tendulkar is really God of Cricket. Almost all the records of cricket are owned by him. There are no apparent weaknesses in Tendulkar’s game. He can score all around the wicket, off both front foot and back, can tune his technique to suit every condition, temper his game to suit every situation, and has made runs in all parts of the world in all conditions.


Some of his finest performances have come against Australia, the overwhelmingly dominant team. He is really most complete batsman of the world. Sachin is soon going to make another record of having most followers as since he joined Twitter.
Tendulkar’s considerable achievements seem greater still when looked at in the light of the burden of expectations he has had to bear from his adoring but somewhat unreasonable followers. We all need to follow Sachin on Twitter so that he makes another record and once again make the nation proud.

Tendulkar is a living legend but still he lives a very simple family life. He celebrates his birthday with simplicity and he is a family man. He is in real sense, youth icon of world. After making 200 runs in ODI, the world is sure that Sachin would be first and last man to make 100 centuries in International Cricket.

Rich Dad Poor Dad... A must for financial novice...

One of the most amazing and enlightening book on personal finance management, I have ever come across. Robert Kiyosaki's simple writing style with a story narration will bind you to the book. The essence lies in the fact that the book never preaches anything yet by the end of every chapter you would brutally face some of the untaught realities of life.

Robert attacks the very myth of common people who teaches their child to study hard, earn good grades and then join a GOOD job with secure future. He thinks that this very psychology of getting a good secure job without knowing the money management basics pushes a person into the vicious circle of working -> earning -> working -> earning. He described this as rat race and the goal of the personal money management should be to come out of this rat race.

I recommend each one of us read this book and also instill the basics of money management to our next generation.

What Goes Around--Comes Around

Why some people have bags of money and some are paupers? Why some people get respect from all and some people live their life in mediocrity? Why some people get attention from all and some are hardly listened?

I was going through a study on people. I wanted to know is it true that “ what goes around, comes around” I studied life of many people and I was taken aback by the results that it is 100% true. If you want money, give it away. You want respect give it away. You want love then give it away. It’s the easiest funda of living life in the way we want. In addition I’d say if you want message then send message to friends :)
It is synopsis of my study that whatever we do to other people will come to us back. Trust me it WILL come to us, it might not be in exact way but it will come in time. We’ll have to payback.

Now something interesting, my neighbor’s daughter eloped with her boyfriend yesterday. Lots of hue and cry is going on in the neighborhood. But I believe if the girl and boy are happy with each other then there should be no one protesting for their happiness whether it is parents, relatives, neighbors, friends or their ex- boyfriends or ex-girlfriends…. :)

maturity

One thing I wonder whole world around me is getting mature. Only I am still immature. Whenever I talk to somebody I feel that the person is more realistic and mature now. Often I feel happy for it but I ask myself when is my turn to be mature??

I don’t know maturity is good or bad but mere me maturity kab ayegi yar…??? When I get mature only then I can say that it’s good or bad. If you want to know, then wait….